Policy details

2018/19 Scheme: Effective from 31st March 2018 to 30th March 2019

Public & Products Liability
Limit of Indemnity £5,000,000 any one incident/unlimited during the period of insurance in respect of Public Liability and any one incident/in the aggregate during the period of insurance in respect of Products Liability.
Please note there is a £250 third party property damage excess under this Section.
Terrorism excluded. Asbestos excluded.
Professional Indemnity Insurance
Limit of Indemnity £5,000,000 any one incident and in the aggregate during the period of Insurance.
Please note there is a £100 excess under this Section.
Personal Accident Insurance
Individual Dance Teachers will be covered for the following benefits. The operative time will be 24 hours.

Death	£20,000
Permanent Total Disablement*	£20,000
Permanent Disabling Injuries	Up to £20,000
Loss of one or more limbs	£20,000
Loss of Sight in one or both eyes	£20,000
Loss of Hearing in both ears	£20,000
Loss of Hearing in one ear	£5,000
Temporary Total Disablement	£200 per week payable for 52 weeks, subject to a 7 day deferment

* Definition of Permanent Total Disablement is “permanent disabling injury which results in the individual person’s inability to perform or give attention to their usual occupation as a dance teacher”.