Policy details

2018/19 Scheme: Effective from 31st March 2018 to 30th March 2019

  1. Public & Products Liability
    Limit of Indemnity £5,000,000 any one incident/unlimited during the period of insurance in respect of Public Liability and any one incident/in the aggregate during the period of insurance in respect of Products Liability.
    Please note there is a £250 third party property damage excess under this Section.
    Terrorism excluded.  Asbestos excluded.
  2. Professional Indemnity Insurance
    Limit of Indemnity £5,000,000 any one incident and in the aggregate during the period of Insurance.
    Please note there is a £100 excess under this Section.
  3. Personal Accident Insurance
    Individual Dance Teachers will be covered for the following benefits.  The operative time will be 24 hours.

Death

£20,000

Permanent Total Disablement*

£20,000

Permanent Disabling Injuries

Up to £20,000

Loss of one or more limbs

£20,000

Loss of Sight in one or both eyes

£20,000

Loss of Hearing in both ears

£20,000

Loss of Hearing in one ear

£5,000

Temporary Total Disablement

£200 per week payable for 52 weeks, subject to a 7 day deferment


*  Definition of Permanent Total Disablement is “permanent disabling injury which results in the individual person’s inability to perform or give attention to their usual occupation as a dance teacher”.